Protecting Your Rights: How the Consumer Law Firm Centre Helps You Deal with West Asset Management

Understanding the Problem: Debt Collection and Harassment

Debt collection, while legal, must follow strict guidelines under federal law. Agencies like West Asset Management, based in Omaha, Nebraska, are tasked with recovering unpaid debts. However, many consumers report aggressive tactics that violate the FDCPA. These include:

• Repeated phone calls throughout the day

• Calling before 8 a.m. or after 9 p.m.

• Contacting your workplace after being told not to

• Harassing friends and family members

• Using rude, deceptive, or threatening language

If you’ve received calls from West Asset Management, chances are they’re using one of several known numbers linked to their agency. These calls can not only cause emotional distress but also potentially damage your credit score if left unaddressed.

Know Your Rights Under the FDCPA

The Fair Debt Collection Practices Act was designed to protect consumers from exactly these kinds of abusive tactics. Here’s what the law says:

• Debt collectors may not call you before 8 a.m. or after 9 p.m. unless you consent.

• They cannot contact you at work if you’ve told them not to.

• They are not allowed to threaten, harass, or use false information to coerce you into payment.

• You have the right to request, in writing, that they cease contact entirely.

Once a cease and desist letter is sent, the debt collector must stop contacting you except to inform you of specific legal action. If they continue calling after receiving your letter, they are in violation of federal law—and that’s where the Consumer Law Firm Centre steps in.

What Is West Asset Management?

West Asset Management is a third-party debt collection company with a long history of complaints. Operating both domestically and offshore, WAM has been involved in over 600 lawsuits for violating consumer rights. In 2011, they settled with the Federal Trade Commission (FTC) for $2.8 million over false and deceptive practices, reinforcing the importance of accountability in the debt collection industry.

Despite being a legitimate agency, West Asset Management’s history shows that even legal companies can cross ethical lines. When they do, consumers need to be prepared to act swiftly—and legally.

The Impact on Your Credit and Peace of Mind

Unpaid debts handled by aggressive agencies can wreak havoc on your credit score. Once a collection account is reported to the credit bureaus, it can significantly reduce your ability to secure loans, rent housing, or even pass employment background checks. Additionally, the emotional toll of ongoing phone calls and threatening letters can cause anxiety and affect your daily life.

It’s important to remember that you have the right to dispute inaccurate debt information on your credit report. The Consumer Law Firm Centre can help you challenge any discrepancies and work toward clearing your record.

How Consumer Law Firm Centre Can Help

The Consumer Law Firm Centre focuses on representing consumers against unfair and illegal debt collection practices. Their experienced legal team helps clients:

• Send cease and desist letters to stop harassing calls

• Dispute false or misleading debt information

• File claims for FDCPA violations

• Negotiate manageable settlements

• Take legal action, if necessary, to pursue statutory damages

With over a decade of experience and an A+ BBB rating, this firm has helped countless clients reclaim their peace of mind and protect their financial future. They understand how intimidating it is to deal with companies like West Asset Management and provide personalized guidance to help you fight back legally and effectively.

Why You Shouldn’t Delay

If you’re receiving calls from West Asset Management or any other aggressive debt collector, don’t wait for the situation to escalate. Contact the Consumer Law Firm Centre immediately to take advantage of a free consultation. During this meeting, they’ll evaluate your case, explain your rights, and recommend actionable next steps to stop the harassment and possibly recover compensation for your distress.

Take Back Control of Your Life

Debt may be a part of life for many, but abuse and harassment should never be. You have legal protections, and the Consumer Law Firm Centre is here to ensure that those protections are enforced. If West Asset Management—or any debt collector—has crossed the line, it’s time to take action.

 Call now at 877-700-5790 to start the process of reclaiming your peace and defending your rights.