Best Currency Exchange Options for Your Umrah Trip

When planning your Umrah journey, most people focus on flights, hotels, and travel agencies—but what about your money? Exchanging your currency smartly can save you time, stress, and a surprising amount of money. Whether you’re traveling with pounds, euros, or dollars, choosing the right exchange method can make your trip smoother and more cost-effective. If you’re booking through the best Umrah travel agency, you might even get special currency advice or offers included in your package.

Let’s break down the smartest, safest, and most cost-effective ways to handle your currency before and during your Umrah trip.

Option #1: Exchange in Your Home Country Before You Fly

Many pilgrims choose to exchange some cash before leaving. This gives you Saudi Riyals in hand as soon as you land—useful for taxi fares, tips, or your first meal.

Pros:

No stress upon arrival

Guaranteed rate locked in at home

Avoids airport exchange kiosks with bad rates

Cons:

You may not get the best rate

Limited amount to carry safely

Can’t reload once you run out

Tip:

Avoid exchanging all your money at once. Just change enough for your first few days.

Option #2: Use Your Debit Card at Saudi ATMs

Saudi Arabia has a modern banking system with thousands of ATMs across Makkah, Madinah, and Jeddah. Using your home bank debit card is a smart way to get cash in Saudi Riyals.

Pros:

Good exchange rates (often close to market rates)

Only take out what you need

ATMs are easy to find, even near the Haram

Cons:

Foreign transaction or withdrawal fees may apply

Daily withdrawal limits

Card might get blocked if you forget to notify your bank

Tip:

Let your bank know you’re traveling. Ask about partner banks in Saudi Arabia that offer fee-free ATM use.

Option #3: Use a Multi-Currency Travel Card

Travel cards like Wise, Revolut, or Travelex let you load your home currency and convert it into Saudi Riyals at competitive rates—often better than banks.

Pros:

Excellent rates with low or no fees

Safe alternative to carrying cash

Works at shops, hotels, restaurants, and ATMs

Cons:

Limited cash withdrawal amounts

Some merchants prefer cash

Requires setup before travel

Tip:

Travel cards are great for budgeting. Load a fixed amount and avoid overspending.

Option #4: Currency Exchange in Saudi Arabia

Once in Makkah or Madinah, you’ll find plenty of exchange booths—especially near the Haram. These licensed exchange offices offer competitive rates and fast service.

Pros:

Usually better rates than airports or hotels

Easy to locate in popular areas

No transaction fees

Cons:

Crowded areas, long queues

Cash-only

Always verify the rate before handing over your money

Tip:

Avoid exchanging large amounts at once. Compare rates between two booths before choosing.

Why Qibla Travels Makes This Even Easier

If you’re traveling with Qibla Travels, you get more than just an Umrah package. They guide you through every detail—including how to manage your money. They often partner with exchange providers to help UK and international pilgrims access fair rates and trusted services before flying out.

Their experienced team also helps:

Recommend how much cash to carry

Advise on best cards to use abroad

Assist with emergency money issues during travel

This kind of support removes guesswork and gives you peace of mind—especially on your first Umrah.